About Me

Safety, Products and Liability: A Legal Blog

Welcome to my blog. This blog is dedicated to helping anyone who is currently in the midst of a liability issue. A few years ago, my daughter contracted listeria due to poorly packaged food. She, thankfully, was okay, but we still took her case to court. I want all families who have been affected by liability issues to understand their rights, so I decided to start this blog. My beautiful daughter is now 17 and preparing to start uni next year. I have three younger children as well and an amazing husband. Thank you for reading my blog. Please share my posts if they help you!

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Safety, Products and Liability: A Legal Blog

How To Get The Most Out Of Your Conveyancer

by Liesanne Martin

Many Australians will hire conveyancers when they need to buy or sell their properties. Besides handling the legalities of buying or selling the property, did you know your conveyancer can offer a wide range of other services? Below is an article on how to get the most out of your conveyancer. 

Ask For Real Estate Advice

A mistake made by most buyers is hiring the conveyancer when it's too late. You should hire your conveyancer before making an offer on the property. At this stage, the conveyancer will advise you on whether the purchase is a viable investment. As a real estate expert, your conveyancer could know better properties that are cheaper than the one you are interested in. It is an opportunity to compare, contrast and save some money. 

Ask For A Property History Report

Most buyers are only interested in what they see. However, it is worth knowing the history of the property as it plays a critical part in determining whether or not you should make the purchase. Your conveyancer will offer crucial information such as the reason for the sale, the previous owners of the property and the property's previous use. A property occupied by prominent people could significantly increase in value. One located in a reclaimed mine or landfill could have contaminated soil.

Instruct The Conveyancer To Attend The Property Inspection

Property inspections are conducted by building surveyors. However, it is prudent that your conveyancer attends the property inspection. During the assessment, the surveyor will show the conveyancer the various house defects and the renovations required on the property. This information ensures you have a better understanding of the building inspection report. You could renegotiate the agreed selling price or opt out of the contract if the property does not meet the required standards. 

Ask The Conveyancer To Help Out With Mortgage Application

Conveyancers have a lot of knowledge about the mortgage application process. Once you engage their services, their primary agenda is to ensure you make savings when applying for the mortgage. For instance, when drafting the contract of sale, the conveyancer will negotiate for the least possible deposit to ensure you have sufficient funds (around 30%) for your mortgage deposit. It is a sure way to avoid mortgage insurance costs. The conveyancer will also negotiate with the bank for a lower interest rate. Besides, they will also advise which mortgage serves your interests. For instance, the broker could ask you to take a variable rate loan if the mortgage rates are likely to plummet. You will then refinance the loan as a fixed-rate loan when the interest rates are lowest. 

Get the most out of your conveyancer by seeking real estate advice, asking for a property history report, requesting the conveyancer to attend the property inspection and help out with your mortgage.