Welcome to my blog. This blog is dedicated to helping anyone who is currently in the midst of a liability issue. A few years ago, my daughter contracted listeria due to poorly packaged food. She, thankfully, was okay, but we still took her case to court. I want all families who have been affected by liability issues to understand their rights, so I decided to start this blog. My beautiful daughter is now 17 and preparing to start uni next year. I have three younger children as well and an amazing husband. Thank you for reading my blog. Please share my posts if they help you!
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A person cannot and should not expect to sue a business owner just because they've been somewhat inconvenienced at a business; a long line that causes you to miss an appointment or a meal that wasn't cooked quite to your liking are not usually justifiable causes for a lawsuit. However, you may be surprised to find out when you do have a legal case against a business owner because of injuries or losses you've suffered. Note a few of these times here and consider discussing any potential case with an attorney.
1. Product liability
Product liability is when you've been injured or your property damaged, or you've suffered a real economic loss, because of the failure of a product. As an example, if you buy a new lawnmower, and it's a bit underpowered than what you expected, this is not typically a product liability issue. However, if that new lawnmower uses very cheap connectors for the blades and they come loose and injure you, or they go flying through the window of your patio door wall and it costs you thousands of dollars in repair bills, this may very well be a case of product liability.
2. Public liability
Public liability refers to a business owner's reasonable responsibility to keep their property as safe as possible and to avoid negligence of that property, which might in turn cause you injury or even property damage and loss. You may know that if you slip and fall on a business property, then you may have a claim against that business, but if a gate on a property is malfunctioning and it slams into your car as you try to enter or leave, this too may be cause for a liability suit. The business owner may be liable for any costs not covered by your auto insurance.
3. Errors and omissions
Those that provide a professional service through self-employment or businesses that provide a particular service may get errors and omissions insurance, as they may be liable for any mistakes they make in preparing property valuations, financial reports, tax returns, and the like. For instance, if a professional you've hired to appraise a property left out very important details that greatly affect the property's value, and you find that the property is now much less valuable than you had been told when you purchased it, this may be a cause for a liability claim. That financial loss you suffer from their error or omission may be their responsibility, and filing a claim can mean recovering that loss from them or their insurance agency.
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